You may want to fill in a copy of your own most recent ITR one have a BIR stamp. I believe for it one, you are going to need to see your RDO to obtain stamped.
If you are a beneficial freelancer or a business owner, you might submit a duplicate of the audited ITR and BIR stamp. I did not try out this you to as the I wasn’t the one who applied for the mortgage and that i don’t subscribe to end up being co-borrower, but I believe this will imply taking their latest ITR, and only to go on new safer top, the accounting books, towards RDO.
When you find yourself working, you may want to choose complete their formal 1 month pay sneak old at the very least three months in advance of time out of software. Jay made a decision to fill in around three to seal the offer, haha! He and filed his COE in addition to them.
This will be toward initial step. Pag-IBIG usually assess their distribution to check on your own eligibility to apply having a home mortgage.
Once you’ve filed these files on the web, might located a message compelling that pay money for the brand new running fee. We reduced Php step 1,000. Ensure that you print out a copy of one’s verification of one’s fee. You are going to need to promote that it in order to Pag-IBIG , along with the almost every other standards, after you’ve been enjoy to see the place of work by way of email or a trip.
Here you will find the records that you ought to provide Pag-IBIG once you have become questioned to submit your posts directly:
step one. All original copies of one’s data files you filed from the basic process, except for the brand new selfie. You should also have your ID photocopied.
dos. A duplicate of Special Electricity of Attorneys toward representative. (When your manager is not about Philippines)
The price of notarization relies upon the newest agreed selling price of the home stipulated on your package to sell.
They will plus query when planning on taking the pictures together with your appropriate ID again. Now, it could be their workers that will make the test.
Appraisal phase
Just like the table officer seems more your posts and you can notices no discrepancies, you’re asked to pay for assessment payment. We paid Php 2,000.
We had been informed to wait for a trip from 1 off their staff about your plan of the house appraisal. What will happen throughout house appraisal is they will send representatives to see our house to find out if they suits their fundamental and you will conditions.
They titled three days in advance of they decided to go to. The appraisers had been at place of the 8AM. It went inside, seemed the fresh specifications and you can failed to extremely communicate with all of us anywhere near this much. They simply ran to test each room inside your home.
After that that has been it. We had been informed to wait because of their current email address whether or not our financing has been approved or otherwise not acknowledged; although not, it currently warned united states that home we had been trying get was lacking step 1 meter wide on their requirements.
Financing Refuted
We acquired an email out-of Pag-IBIG formally proclaiming that the latest size of our home didn’t fulfill the requirements, and that is actually you to. Which had been the end of all of our experience……for now.
I sensed sending in a letter away from reconsideration, nevertheless email address demonstrably stated that we’d to handle brand new matter and agree to putting some expected alter, and that we didn’t. So we needed to take on our fate and move on.
Oh well, at the very least i have attained a lifetime skills that individuals is include in the long run and teach our high school students if it is its move to pick their house. We were, however, disturb, but we shall continue our very own dreams up until we fundamentally get the set we could call house.
